Use of plastic cards gives the Depositor opportunity to do clearing transitions such as paying for goods and services at enterprises of trade and services that accept cards for servicing in Tajikistan as well as outside of it and payment for public services and for services of mobile operators. They allow obtaining required amount of cash within the daily limits set by the Bank in withdrawing cash from any ATM and/or cash issue offices in National currency of Tajikistan – somoni, and outside of Tajikistan in the national currency of the country of stay, and also get interests for the deposit, which are entered in the deposit account after deduction of tax.
«Agroinvestbank» offers its Clients the following varieties of plastic cards:
- STB Professional – this card is of Russian payment system, which is being serviced in Russia, Ukraine and Tajikistan. It requires daily limit of cash withdrawal;
- Visa Electron and Maestro – cards of International payment system which are serviced in most countries of the world. It requires the initial payment in the amount of $ 50 USD;
- Visa Classic and Visa Gold – are cards of representative level. It requires availability of insurance deposit in the amount of 100 and 300 USD accordingly.
- Private - for individual use by one holder of account at the bank (top up the account by the owner himself, entering of salary and so on)
- Family – for a use of one account by a group of people, independent from location (by the client’s application another, additional card will be opened to the client’s key account);
- Corporate – for use of one account by employees of an enterprise by proxy from the manager (under the Contract with the enterprise a card with the company’s account will be opened for employees for representation and travel expenses);
- Salary– for enterprises, which through conducting appropriate Agreement with the Bank, distributes the salary to private accounts of their employees opened at the Bank. For these purposes, private accounts are opened on preferential terms, plastic cards are made and issued for distribution and entering of salary.
- Depending from operations and where the Depositor wants to run them, he/she is offered one year or two year type of card.
Main conditions on saving deposit «Classic +»
Minimum amount of deposition
|Term of use||Till called for and unlimited;|
|Interest rate on deposit||In accordance with the interest policy of «Agroinvestbank» for the current date;|
|Special conditions on the deposit||
Possibility of capitalization of interests on the deposit;
Possibility of obtaining plastic card;
|Amount of additional receipt of funds||Unlimited;|
|Term and procedure of interests charges on the deposit||Monthly capitalization;|