Accounting rate NBT

 for 13-06-2024

    • 11.3225
    • 13.3560
    • 0.1536

    • TJS
    • TJS
    • TJS

Loan by gold products

Loan by gold products is a form of a short term crediting (to 12 months) gives an opportunity for receiving money from the bank for consumer needs.
Crediting on the scheme "Loan secured by gold products" is realized under the following conditions:

Requirements to the borrower 1.Age  - adult
2.Actual place of residence (registration) in the Republic of Tajikistan
Loan currency Somoni, USD, Russian roubles, Euro
Loan size Not more than 80% from the estimated price of golden items
Loan term From 1 to 12 months
Interest rate According to the banks interest policy
Loan form Cash or noncash (by the borrowers choice)
Advanced payment Allowed
Fee for issuing loan According to the Tariffs on bank services to clients of the OJSC Agroinvestbank.
Credit security   Golden items by the scrap value.
Procedure of loan repayment * Annuity (every month, in equal allotment with the account of interest);
** Monthly repayment of interests with repayment of the main debt at the end of the term of crediting.
Special conditions Agreement of the other owner of the golden items left as security (if any)

For receiving loan under gold security, the borrower must submit to the bank (loan officer) the following documents:
Copy of passport of the borrower with indication of place of registration, place of residence;
Copy of passport of the second owner of the items;
Certificate about assigning Tax identification number (borrower);
1 photo of a borrower 3 x 4;
Copy of a contract on savings.

Branches of the Bank

33 Branches