Accounting rate NBT

 for 25-05-2024

    • 11.3225
    • 13.3560
    • 0.1536

    • TJS
    • TJS
    • TJS


Loan for trips a type of a short term crediting (to 12 months), which enables a borrower to receive from the bank money for obtaining a tourist voucher for journey and according to loan agreement repay the loan and interests due.
Crediting on the scheme Loan for trips is realized under the following conditions:

Requirements to the borrower
1.Age from 18 to 63 years old, by the peremptory day of repayment of credit for men;
2. Age from 18 to 58 years old, by the peremptory day of repayment of credit for men;
3. Not less than 6 months constant time record in organization, which is in the area of the servicing bank, with the account of the term of contract or job contract;
4. For private entrepreneurs it is necessary to submit documents certifying business activity;
5. Actual place of residence (registration) in Tajikistan.
Loan currency Somoni
Loan size From 100 to 2 000 USD equivalent in national currency
Loan term From 1 to 12 moths
Interest rate   According to the interest policy of the bank
Loan form Cash and noncash (cost of the tourist voucher according to the contract concluded with the OJSC Agroinvestbank will be transferred in the account of the Travel Agency)
Advanced payment Allowed  
Fee for issuing loan According to the Tariffs on the rendered bank services to the clients of the  OJSC  Agroinvestbank
Source of credit repayment Regular source of income of the borrower and his/her guarantee, size of cash assets, enough for reimbursing loan and its interests including income from business activity.
Credit security   Guarantee not less than one person, whose source of income when necessary is sufficient for execution of liability.
Procedure of loan repayment Annuity (every month, in equal allotment with the account of interest) 
Initial payment  Not less than 20 % from the cost of the voucher.
Special conditions   1. The loan is executed by servicing bank by the place of residence of a borrower
2. In reviewing application on allocating cash assts issued to a borrower for a loan, not more than 50 %  of total amount of formal income (salary and other additional incomes) of the borrower.

For receiving a loan from the scheme Loan for trip the borrower must submit the bank (loan borrower) the following documents:
Copy of borrowers passport and his/her guarantee, with indication of place of residence;
Statement from the place of borrower and his/her income or other documents certifying their business activity (certificate, licence, patent, tax payment and others);
Documents certifying the place of work of the borrower and his/her guarantee (job contract, work record card, reference from human resource department);
Certificate about assignment of Tax identification number (borrower);
1 photo of a borrower 3 x 4;
Invoice from travel agency.

Branches of the Bank

33 Branches